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Chapter 7 Bankruptcy in Martinsburg

Wipe Out Debt with Our Berkeley & Jefferson County Lawyers

Chapter 7 bankruptcy is different from Chapter 13 bankruptcy in that its debts are not required to be repaid. Many debts can be discharged through Chapter 7 bankruptcy. Our Berkeley County bankruptcy lawyer can review the specifics of your financial situation, and recommend which type of bankruptcy is a more effective solution for your particular case. Our team at Sutton & Janelle, PLLC provides Martinsburg with access to a group of experienced attorneys who are eager to give you and your family a fresh financial start.

Free consultations are available for our Berkeley County bankruptcy clients. Call (304) 867-0049 to schedule yours.

How Can Filing for Bankruptcy Help Me?

Secured debts, student loans, and child support are just a few debts which cannot be forgiven through Chapter 7 bankruptcy. However, the list of debts which can be forgiven through bankruptcy is much longer. Clients choose bankruptcy in order to find freedom from debts. Sometimes, bankruptcy is able to help you keep a home which is being foreclosed or allow you to keep other personal property.

We may recommend or you may be required to continue payments on certain debts, such as:

  • Current rent or utilities
  • Taxes
  • HOA fees
  • Secured property debts
  • Mortgage
  • Car loan
  • Spousal and child support
  • Student loans
  • Court fines

What to Expect When Filing for Chapter 7 Bankruptcy

Your attorney first takes an overview of your finances, categorizing each debt and determining exemptions for bankruptcy law. Then, we guide you through the completion and filing of bankruptcy paperwork. We attend your hearing with you and represent your rights as your Berkeley County bankruptcy attorneys. Occasionally, motions or objections are required. In this event, we are always fully prepared to press back against a creditor's claim.

Partner with our bankruptcy firm today and we can help you to develop a plan to discharge your debt.

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